Rules for Working and Receiving SSDI Benefits

Social Security Disability Insurance (SSDI) payments are meant to be a replacement for the money you can no longer earn due to a severe illness or injury that makes it impossible for you to continue working at your job. Many people often wonder if that means they can no longer work at any type of employment. The Social Security Administration (SSA) does make allowances for benefits recipients to work, however there are guidelines that must be followed.

Rules for Working and Receiving SSDI Benefits

Substantial Gainful Activity
If you receive SSDI benefits, you can no longer work at a job that is considered Substantial Gainful Activity (SGA). The SSA defines SGA as work that pays you more than $1,170 per month, or $1,920 if you are blind. However, there are some exceptions to this rule.

Trial work period
The SSA offers a nine-month trial work period. If you participate in this program, you are allowed to exceed the monthly income limit and not lose your SSDI benefits. Working in this program allows benefits recipients to test their ability to work but still make their full benefit amount. The SSA considers any amount of income over $840 per month to be a trial work month. If you are self-employed, any month you make at least that amount or work more than 80 hours is also considered a trial work month.

After the trial work period
Once your trial work period has been completed, you may still qualify to continue receiving benefits. You can receive benefits any month you earn less than $1,170 over the following three-year period. This time frame is known as the extended period of eligibility. During this time, you will not receive a benefit payment any month you earn over $1,170.

Reinstatement of benefits
If your income reaches the SGA level and you stop receiving SSDI benefits, they can be reinstated if you stop work for a disability-related reason within five years of your benefits cessation. During this time, you will not need to open a new application for benefits.

Loss of employment
If you lose your job during your trial work period, your benefits will not be affected. However, if you lose your job during the three-year timeframe after your trial period has ended and you are still disabled, you will need to contact the SSA to have your SSDI benefits reinstated.

If you have questions about how working affects your SSDI benefit payments, contact Clauson Law today. We are here to help you.

Eligibility for SSI Benefits: What Skin Disorders Qualify for Benefits?

Skin conditions can be detrimental in several different ways – not only do you have to deal with physical pain or discomfort, but you may also feel out of place among your peers or co-workers. Furthermore, you need to keep up with medical bills as well as all of your other living expenses. In many cases, this can be difficult because your condition prevents you from carrying out the same tasks you were able to do before, or from working in the vicinity of other people in general. However, if you have a skin condition that is affecting your ability to work, you may qualify to receive social security disability benefits that can help you provide for yourself and your family.

Eligibility for SSI Benefits: What Skin Disorders Qualify for Benefits

Social Security Disability Insurance (SSDI) can help cover many of the costs that you are no longer able to due to your disability, and Supplemental Security Income (SSI) fulfills the same need for low-income individuals. So what skin disorders qualify for benefits? The skin conditions that the Social Security Administration (SSA) considers when evaluating whether you should receive benefits or not fall into three categories: hereditary, congenital, or acquired. These can include ichthyosis, which causes dry, scaly skin; bullous disease, a rare condition that leads to large, fluid-filled blisters; chronic skin infections; dermatitis (which includes conditions such as psoriasis); Hidradenitis suppurativa, a chronic condition that causes skin bumps; genetic photo sensitivity disorders, which make it difficult or impossible to do work outside; or severe burns.

If you have any of these conditions, keep in mind that the SSA evaluates several aspects when considering whether to grant SSDI or SSI benefits. For example, one of the qualifying criteria is that the condition must cause “extensive skin lesions,” which may be present on the joints (preventing movement), the palms (hampering the ability to work), or the soles of the feet (making it difficult to walk). If your lesions do not meet these criteria, another impairment that may qualify you for benefits is frequent flare-ups, which may medically be considered just as debilitating. Pain is another qualifying symptom, as is the effectiveness of treatment (including medication, therapy, and surgery) on your condition.

When you are filing for benefits, the SSA will need documentation proving the severity and duration of your condition, including your medical records and history from all medical professionals, hospitals, and treatment centers that you have received treatment or advice from.