Car accidents are alarming and frightening situations. You go through an unexpected trauma, and then you are left with its after effects. You will be happy to know that you may be able to collect social security benefits after a car accident.

Social Security Disability After a Car Accident

If you were injured in a North Carolina car accident, you can pursue a personal injury claim. You can also apply for social security disability benefits. There are many conditions that people acquire from being the victim of a car accident. These injuries often qualify for benefits.

If you are unable to work after the accident, you should consult a lawyer right away. If you are not able to work to the ability that you did prior to the accident, that is also a reason to consult a disability attorney. Applying for social security disability is not an easy road, but one that is well worth it once you get what you need.

If you have been in a car accident and you do not have the ability to work as you did prior to the accident, you should apply for social security benefits. Applying for disability benefits can be overwhelming, especially when dealing with the aftermath of a car accident. It is recommended that you contact a social security disability attorney to assist you with your claim.

There is evidence that you will need when applying for disability benefits. You will need evidence of your healthy condition prior to the accident. You will also need medical documents from the time of the accident and going forward. There are other medical records that you will need to provide as evidence to support your claim.

In addition to medical records, you will also need financial documents. You will need to provide a history of your employment, as well as other income documents. When you hire an attorney, they will ensure that you have all of the documentation that you need for your case to be successful.

A disability lawyer will ensure you understand the benefits that you are eligible after a North Carolina car accident. The process may be complex, but they will help guide your through. They will work hard for you to receive the benefits to which you are entitled. You will benefit greatly from your lawyer fighting your case for you.

After a life-altering car accident, people worry about how they will continue to provide for their families. A social security disability attorney near you will assist with putting your life back together. You will not have to worry about income when you receive social security disability after being in a North Carolina car accident.

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When the time is right for you to contact a disability lawyer, there is no doubt that you want to find the best one possible. But, there are so many options out there, that it can be difficult to figure out exactly what that is. Also, there are more than a few unscrupulous lawyers out there that you need to stay away from as well. Thankfully, it is not hard to find a great disability lawyer in North Carolina. When you go in for your initial intake consultation, just look for the following characteristics.

Disability Lawyer in North Carolina

Professionalism
Being professional goes beyond wearing a suit to the office. Pay attention to how quickly your phone calls and emails are returned. Even though attorneys are frequently busy, the best ones make time for all of their clients, including the new ones and prospective ones.

Courtesy
Your disability attorney should also treat you in a courteous manner. Make sure your attorney takes the time to listen to your story without interruption. If your attorney interrupts you to ask questions that could have been answered simply by listening to you or makes judgments about what you are saying, it is a good indication that this is not the right attorney for you. Further, when you are in a consultation with a lawyer, all attention should be on you. There should be no answering phone calls, checking emails, or any other needless distractions.

No promises
A disability attorney worth his or her own salt will never promise an outcome of any kind. To do so is completely unprofessional, unethical, and unfair. Good attorneys will listen to the details you provide and then give you an honest assessment after reviewing the facts. Your attorney should also be willing to offer advice on the best ways to strengthen your case.

Credentials
Ask pointed questions to determine an attorney’s credentials. Makes sure the attorney you choose is licensed to practice law in the state in which you reside and find out how many cases he or she handles each year.

Specialties
Some disability attorneys specialize in particular conditions. If your condition will make your case go less smoothly, make sure you choose a lawyer who specializes in that particular condition, or at least has experience is trying those cases.

If you live in North Carolina and are in need of an excellent disability attorney, contact Clauson Law today. We are here to help you.

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Social Security Disability Insurance (SSDI) payments are meant to be a replacement for the money you can no longer earn due to a severe illness or injury that makes it impossible for you to continue working at your job. Many people often wonder if that means they can no longer work at any type of employment. The Social Security Administration (SSA) does make allowances for benefits recipients to work, however there are guidelines that must be followed.

Rules for Working and Receiving SSDI Benefits

Substantial Gainful Activity
If you receive SSDI benefits, you can no longer work at a job that is considered Substantial Gainful Activity (SGA). The SSA defines SGA as work that pays you more than $1,170 per month, or $1,920 if you are blind. However, there are some exceptions to this rule.

Trial work period
The SSA offers a nine-month trial work period. If you participate in this program, you are allowed to exceed the monthly income limit and not lose your SSDI benefits. Working in this program allows benefits recipients to test their ability to work but still make their full benefit amount. The SSA considers any amount of income over $840 per month to be a trial work month. If you are self-employed, any month you make at least that amount or work more than 80 hours is also considered a trial work month.

After the trial work period
Once your trial work period has been completed, you may still qualify to continue receiving benefits. You can receive benefits any month you earn less than $1,170 over the following three-year period. This time frame is known as the extended period of eligibility. During this time, you will not receive a benefit payment any month you earn over $1,170.

Reinstatement of benefits
If your income reaches the SGA level and you stop receiving SSDI benefits, they can be reinstated if you stop work for a disability-related reason within five years of your benefits cessation. During this time, you will not need to open a new application for benefits.

Loss of employment
If you lose your job during your trial work period, your benefits will not be affected. However, if you lose your job during the three-year timeframe after your trial period has ended and you are still disabled, you will need to contact the SSA to have your SSDI benefits reinstated.

If you have questions about how working affects your SSDI benefit payments, contact Clauson Law today. We are here to help you.

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Income Limits for SSI in North Carolina

by Clauson on May 26, 2017

If you can no longer work because you are seriously ill or have sustained a debilitating injury, you may be eligible for Social Security Income (SSI) benefits through the Social Security Administration (SSA). In North Carolina, as with the other states, to be eligible for SSI, you must meet specific income and asset limits. To be fair, the SSA gives some breaks when counting income. Here is some helpful information regarding income and asset limits for applying for SSI in North Carolina.

income limits for ssi in north carolina

What is SSI?
SSI is an SSA-run program that gives money to people who are disabled or over 65 years of age. To be eligible for the program, you must have no more than $2,000 in assets for one person or less than $3,000 for a couple. Recipients must also be under a certain level of countable income as well. This income includes wages, unemployment benefits, retirement benefits, and both monetary and non-monetary gifts.

Income limits
In most cases, the income threshold to receive SSI payments is $735 per month for an individual or $1,103 for a couple. However, it is important to remember that all income is not considered to be countable.

Whose income counts?
Every disability case is different. But, in most cases, the SSA counts the income of all people who live with the person who is receiving benefits. If you apply for benefits and your spouse is not an SSI benefits recipient, then part of your spouse’s income will be counted. If a child is disabled, then part of each parent’s income will count as the child’s.

Countable income
The SSA does not count all of the income you bring into your household. Non-countable forms of income include:

– The first $20 of most types of income per month

– SNAP (food stamps)

– Tax refunds

– Public benefits based on your household’s needs

– Loans that you must repay

You may also deduct any disability-related expenses from your income.

Earned income exclusions
The SSA also allows the following exclusions from earned income:

– The first $65 per month plus ½ of anything earned over $65 per month.

State supplements
Most states also grant supplemental payments to SSI recipients. The current supplement in North Carolina is dependent on several factors. But, many recipients receive between $500-900 per month.

If you think you may qualify for disability benefits, contact Clauson Law today to see how we can help you.

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